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University Avenue

Updated Aug 31, 2026

Geoffrey Brown Of USA Properties Fund Secures $148.2M Loan For The Frances In Rocklin, CA
FINANCEDDevelopment Site

Geoffrey Brown Of USA Properties Fund Secures $148.2M Loan For The Frances In Rocklin, CA

University Avenue

$148,200,000

Units

324

Asset Type

Development Site

Closing

Aug 25, 2026

About this deal

AI

The Frances is a 324-unit affordable housing development located on University Avenue in Rocklin, CA, encompassing a development site of 13.0 acres. The total loan amount secured for this project is $148,200,000, which is directed towards the ongoing construction with an expected completion date in 2029.

Summary of transaction details:

  • Property Type: Development Site
  • Transaction Amount: $148,200,000
  • Lender: Merchants Capital
  • Landlord: Geoffrey Brown - USA Properties Fund
  • Loan Components: $72.1 million private placement bond and $76.1 million bridge construction loan

Geoffrey Brown represents USA Properties Fund in this transaction, facilitating the financing necessary for the project's advancement. Merchants Capital plays a significant role in this deal by arranging the financing for The Frances, demonstrating their commitment to affordable housing initiatives in the area.

Players

Merchants Capital
Merchants CapitalLender

Geoffrey Brown

USA Properties Fund

Landlord

$201.2M

vol

2 deals

Landlord

Avenue Development Site Market Snapshot

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Purchase Price

Annual NOI

Loan Amount

Interest Rate (%)

Loan Term (yrs)

Down Payment (%)

Cap Rate

0.11%

Cash-on-Cash

-0.03%

Monthly Payment

$14,164

Annual Debt Svc

$169,964

Annual Cash Flow

$-11,334

DSCR

0.93

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