Government
May 21, 2026
Propy And Milo Launch First All-In-One Crypto-Native Homebuying Stack In The U.S.
Propy and Milo have announced a strategic integration that enables crypto holders to buy, sell, or refinance U.S. real estate without liquidating their digital assets.
Traded Media
Traded Editorial
3 min read
Traded Media
Propy and Milo have announced a strategic integration that enables crypto holders to buy, sell, or refinance U.S. real estate without liquidating their digital assets.
The partnership connects Milo’s crypto mortgage origination platform with Propy’s blockchain-powered title, escrow, and closing infrastructure. Together, the companies are creating what they describe as the first unified crypto-native homebuying stack in the United States, enabling buyers to move from financing to settlement through a single digital experience. For crypto holders, the goal is simple: use Bitcoin or Ethereum as collateral to purchase real estate while keeping long-term exposure to digital assets.
Traditional lenders often require crypto investors to liquidate their holdings before qualifying for a mortgage, which can trigger tax consequences and reduce future upside. Propy and Milo are aiming to bridge that gap with a compliant end-to-end workflow built specifically for digital-asset wealth.
“The housing industry has been missing a full-stack solution built for digital asset wealth. We’ve built it, and it’s institutional-grade, regulated, and repeatable. For the first time, you can buy property without ever leaving the digital ecosystem,” said Natalia Karayaneva, CEO of Propy.
Milo brings crypto-backed mortgage infrastructure to the partnership, while Propy provides licensed title and escrow operations, AI-powered closing technology, blockchain-recorded deeds, and its crypto-certified agent network.
According to the announcement, Propy has processed more than $5 billion in real estate transactions, while Milo has originated more than $100 million in crypto mortgages. Through the combined stack, buyers can qualify using Bitcoin and Ethereum, secure financing up to $25 million, submit offers through Propy’s marketplace and crypto-certified agents, close through Propy’s AI platform powered by Agent Avery, and receive a blockchain-recorded deed.
“Crypto buyers should not have to move through a traditional homebuying process that was never designed for them,” said Josip Rupena, CEO of Milo. “By partnering with Propy, we are connecting crypto mortgage origination with digital closing infrastructure to create a faster, more transparent, end-to-end experience for digital asset holders.”
The companies say the integration also creates new opportunities for sellers, brokers, agents, and homeowners. Sellers and brokers can access a broader pool of crypto-native buyers, homeowners can refinance against digital assets without selling their positions, and agents can become crypto-certified through Propy’s continuing education program.
Milo’s crypto mortgage product is designed to support Bitcoin drawdowns of up to 65% before triggering any action, with the company stating it has had zero margin calls across its portfolio to date.
Tim Draper, an early investor in Propy, added, “Bitcoin is freedom money, and real estate is one of the most important assets people aspire to own. Propy and Milo working together can bridge those worlds, giving Bitcoin consumers a faster, smarter path to homeownership while keeping their exposure to the future of money.”
The launch comes as digital asset wealth continues to grow globally.
The announcement cites nearly 242,000 crypto millionaires worldwide, up 40% in a single year, and that 51% of American Gen Z hold digital assets.
For Propy and Milo, the thesis is that crypto holders should be able to access real estate ownership without being forced to exit the assets that helped create their wealth. Buyers and agents can learn more about the new integration through the Propy x Milo homebuying platform.
Published: May 21, 2026Last updated: May 19, 2026