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Ricardo Hurtado Of Alto Capital Provides $4.5 Million Construction Loan For Luxury Residence In Miami Beach

Property Image
FINANCED
$4,500,000

Florida

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Single Family Residence5,900 SF
Financed 01/06/2026
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Property Image
FINANCED

Ricardo Hurtado Of Alto Capital Provides $4.5 Million Construction Loan For Luxury Residence In Miami Beach

Single Family Residence5,900 SF
Financed 01/06/2026
the dealplayerscompscontact
Contact now

Summary

FLORIDA
Asset Type:Single Family Residence
Price Per Square Foot:$762
Total Square Footage:5,900 SF
Transaction Type:Loan

A loan transaction took place for a high-end single-family residence under development in Miami Beach. The asset involves 5,900 square feet and is projected to have a value of $7.4 million upon completion. The loan amount secured was $4.5 million, designated for construction purposes, with a specified term of 24 months.

Summary of transaction details:

  • Property Type: Single Family
  • Transaction Amount: $4,500,000
  • Lender: Ricardo Hurtado - Alto Capital
  • Loan Type: Construction
  • Loan Terms: 24 months
  • Projected Asset Value: $7,400,000
  • Closing Duration: 7 days
  • No Prepayment Penalty: Yes

Ricardo Hurtado, representing Alto Capital, structured and executed the ground-up construction financing, demonstrating superior execution capabilities. This partnership underscores the importance of aligning developers with partners that can maintain project momentum and ensure timely access to institutional capital in competitive markets.

Players

Alto Capital
Alto Capital
LENDER

Details

FINANCED
IMAGE: Ricardo Hurtado DATE: 01/06/2026 MARKET: Miami Beach ASSET TYPE: Single Family ~ SF: 5,900 LENDER: Ricardo Hurtado - Alto Capital (@AltoCapital_) LOAN AMOUNT: $4,500,000 LOAN TYPE: Construction LOAN TERMS: 24 months NOTE FROM LENDER: For a luxury project in Miami Beach, FL, Alto Capital distinguished itself as a capital partner by structuring and executing a $4.5MM Ground-Up Construction financing for a high-end single-family residence under development, based on a projected value of $7.4MM. Alto Capital demonstrated full control of capital and superior execution capability, closing the transaction in just 7 days, with a 24-month term and no prepayment penalty. This closing represents more than a loan—it confirms what happens when a developer aligns with an execution partner capable of sustaining construction momentum, protecting project continuity, and delivering real institutional capital in markets where time is non-negotiable. Developers seeking execution certainty and structures aligned with their project timelines are invited to initiate a direct conversation with the Alto Capital team. 📩 [email protected] | 📞 +1 (305) 381-0153

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Deal Type
Debt Service Coverage Ratio (DSCR)

1.05x

Max Loan Amount

$4,500,000.00

Monthly NOI$30,000.00
Monthly Debt Service$28,443.06
Change in Cash Flow$0.00
Refinance Proceeds$0.00