Having built, renovated and sold high-profile Chatham properties over the past 20 years, Tim has the experience that will help you make smart decisions about your real estate investment. Prior to joining John C. Ricotta and Associates, Tim honed his financial skills at Morgan Stanley Dean Witter. Since then, Tim's ability to crunch numbers, combined with his understanding of real estate, has provided his clients the edge needed to successfully uncover and execute a real estate opportunity.